Banking got complicated on purpose. We're undoing that.

Ledger started with a simple annoyance: nobody could tell us what their bank actually charged them, or what rate they actually earned. The information existed, buried, deliberately.

So we set out to build the opposite: an account where the fee, the rate, and the timestamp are on every transaction, where the number you see is the number you get, and where nothing important is hidden in a footnote.

We make money the boring, honest way, on a small monthly plan and a slim margin, never on confusion.