4.30% APY · no monthly fees
Banking that shows its work.
Earn a real rate, move money in seconds, and see the fee, the rate, and the timestamp on every transaction. Nothing hidden, nothing to decode.
Deposits protected up to €100,000 · Regulated e-money institution
Total balance
€9,842.10
- InterestSavings+€38.12
- Cornershop CoffeeEating out−€4.20
- SalaryIncome+€3,200.00
- Round-up → HolidayTransfer−€0.80
Your money, compounding
4.30% APY, credited daily.
Interest lands every day, not once a year, so it compounds faster and you can watch it happen. The rate you see is the rate you get.
Balance over the last 12 months
Every feature earns its place.
A rate you can actually see
Earn 4.30% APY on every euro, credited daily and shown to the cent. No teaser rates, no fine print.
Instant, honest transfers
Money moves in under ten seconds, with the fee, the rate, and the timestamp on every single transaction.
Spend that explains itself
Automatic categories, merchant logos, and a monthly breakdown that reads like a sentence, not a spreadsheet.
Pots with a purpose
Split your balance into goals that each earn the full rate. Round-ups fill them while you go about your day.
Cards you control
Freeze, set limits, and create single-use virtual cards in a tap. Every card, physical or virtual, in one place.
Exports your accountant likes
Clean CSV and PDF statements, categorised, reconciled, and ready. Because someone always asks.
Open a Ledger account in minutes.
No paperwork, no monthly fee, no catch. Your money, clearly.
Get started